I'm a 43-year-old divorced father of 2. I am a social worker who makes just over $24/hr (before family health insurance and taxes). I live in Asheville, NC. We also have a 14-year-old kelpie who had a stroke at age 4. My ex, who is a psychologist, left me in the Summer of 2023. Car repairs, legal fees related to my divorce, childcare, home up-keep and groceries have left me drowning in debt that I can't get out from under. Getting back to square 1, financially, would be life-changing for my kids and I.





