My Moms Cremation

My mom recently passed away and my grandmother has multiple policies for my mother. She’s refusing to use them to cover her cremation. It was always known that the policy was to be used for my mom when she would pass. My grandmother is the beneficiary. I don’t want any of the money that would be refunded. I just want to get my mom cremated and start healing. 

Once the total amount is gathered, $2,200 the funeral home will be able to start.

 Thank