I CREATED MY OWN TRAVEL COMPANY IN 2017 WITH FORMATION OF ADVERTISING COSTS; NEW CAR PURCHASE EXPENSE; DAILY TRAVEL EXPENSES BRINGING CLIENTS T0 AIRPORTS AND CRUISE PORTS. AT THE BEGINNING OF THE YEAR 2020 THE NEWS ABOUT NTHE PANDEMIC CREATED PANIC AMONG TRAVELERS LEADING TO CLIENTS CANCELING TRAVELING, THE LOST OF INCOME CREATED A LOST OF MY RETIREMENT SAVINGS, MY NEXT LOST IN 2022 WAS THE LOST OF MY YOUNGER DAUGHTER DUE TO COVID' I AM BEING SUED BY A CREDIT CARD CORP THAT DID NOT WANT TO NEGOIATE WITH CREDIT RECOVERY. I SHOULD BE RETIRED BUT MY FINANCIAL OBLIGATIONS REQUIRE ME TO WORK' I LIVED BY LONG BEACH ISLAND & THE BARNEGAT LIGHT HOUSE, MY DAUGHTER WHO PASSED AWAYS LOVED TO VISIT THE LIGHT HOUSE BEFORE SHE PASSED AWAY DUE TO COVID.




