This is hard to do because we’ve always prided ourselves on being self sufficient. I work a traditional job in customer service and my husband does food delivery and auto mechanic work. My paycheck began being garnished for a car I lost during COVID. This started in 2023 and is still ongoing even though it is supposed to be fully satisfied.
In April my husband’s mother passed away unexpectedly with no insurance. My husband is the oldest of his family and it has been very difficult for him. Considering the type of work he does and the lack of insurance he has not been able to grieve.
A few weeks later his sister was shot. She is ok and recovering but again the financial burden on him is pressed.
In July, my rent went up almost $500 Considering everything going on we were unable to move and are now in a lease that would be manageable if we weren’t already in a bind.
We have four children. My oldest daughter is in college in Texas. She has needed assistance with her rent, which we have been able to provide. Assistance with her car, which is an old car gifted to her so she can get around. And right now she needs a new water pump. My husband is unable to go down and fix her car due to lack of funds, so she is struggling with an overheating car. My youngest daughter has a history of mental health issues and has recently moved back in with us. She is struggling to get out of a toxic relationship which is taking a toll on her self esteem. We are unable to give her the support she needs because we are constantly working.
Our two sons are both in high school and have school activities that require money that we are struggling to come up with.
My mother, who is retired in disability due to an injury about 5 years ago, recently moved out and in with my brother. This was to improve her quality of life since he’s in Loveland and has stability to care for her better than I can. Her mother was in New York and had fallen ill after a fall that required my mother to have to go and see about her. This has resulted in my grandmother coming her with my mother since we do not have a lot of family to look after her. Her health is not getting better and the doctor has told us that she has less than 6 months to live.
I am unable to visit her, unable to assist because if my husband and I are not working we are not making money.
To date we are 2 months behind in our rent, and facing eviction in 14 days with nowhere to go. We have a car that we depend on that is continuously needing some type of maintenance and my husband does not get paid to fix our car.
$10000 would change our situation and provide the cushion needed to help us get back on our feet. It would allow us to get caught up on our bills and out of the hole that is beginning to swallow us up.
We both have ways to continue to make money, my husband with his food delivery and mechanic work. Myself with my traditional job, loan signing notary license and food delivery. Not to mention, I also am taking courses to learn how to invest and trade stock. We just need a way out of the current situation.
