We the People Health Insurance Trust
We the People Health Insurance Trust provides affordable health insurance coverage through a non-profit, community-based model designed to eliminate corporate greed and prioritize public well-being. The Trust aims to create an ethical and sustainable alternative to traditional for-profit insurance providers.
Our Story for Spotfund Campaign:
Imagine a world where health insurance isn’t driven by profit, but by care and community. We the People Health Insurance Trust was born out of frustration with a broken system—one where families go bankrupt over medical bills, where corporate greed dictates access to care, and where millions are left uninsured. We believe health is a human right, not a privilege reserved for the wealthy.
Our mission is clear: End Corporate Healthcare Greed. We are building a health insurance trust owned by the people, for the people. No shareholders. No excessive executive salaries. Just ethical, transparent coverage focused on preventive care, whole-body wellness, and fairness.
With your help, we can fund a pilot program to provide 100–300 people with 100% health coverage—including vision and dental—proving that ethical insurance works. Every dollar raised goes toward building reserves, funding claims, and creating a safety net for those who need it most.
Join us in rewriting the rules. Together, we can create a future where healthcare is about people, not profits. Be part of the movement. Contribute today to End Corporate Healthcare Greed.
Planned Activities:
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Membership Contributions and Fundraising:
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Recruit members and accept contributions to build financial reserves for health insurance coverage.
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Conduct fundraising events to supplement reserves.
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Pilot Launch:
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Select an initial group of 100–300 members for the pilot program.
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Provide 100% coverage for approved medical needs, including vision and dental care.
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Education and Outreach:
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Offer community workshops on preventive healthcare and ethical insurance practices.
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Create educational materials to promote collective health management.
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Governance Oversight:
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Conduct quarterly Board meetings to oversee operations.
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Maintain transparency through public reports on finances and decision-making processes.
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Sustainability Programs:
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Establish financial reserves and emergency contingency funds for long-term viability.
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Conduct annual audits and stress testing to assess financial health.
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Part IV: Compensation and Governance
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Board Structure: Minimum of 5 and maximum of 15 members, including Chairperson, Secretary, Treasurer, and Vice Chairperson.
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Compensation Policy: Salaries and administrative costs capped at 5% of total expenditures. Reasonable compensation allowed for services rendered.
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Transparency Measures: Annual reports and independent audits conducted to maintain accountability.
Part V: Financial Projections (3-Year Plan)
| Year | Revenue ($) | Expenses ($) | Reserves ($) | Pilot Pool Size |
|---|---|---|---|---|
| 1 | 1,200,000 | 1,000,000 | 200,000 | 100–300 members |
| 2 | 2,000,000 | 1,500,000 | 500,000 | Expanded program |
| 3 | 3,500,000 | 2,800,000 | 700,000 | Full launch |
Part VI: Public Charity Status
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Section 509(a)(2) Qualification: The We The People Health Insurance Trust anticipates receiving more than 33.3% of its income from public donations, grants, and membership contributions, qualifying it as a publicly supported organization.
